:root{
  --navy:#0b3158;
  --navy-2:#173f65;
  --green:#1f7a5a;
  --green-2:#175f47;
  --accent:#d5a03b;
  --accent-soft:#f7efd9;
  --ink:#183048;
  --muted:#697887;
  --line:#d9e1e6;
  --soft:#f5f7f7;
  --paper:#fbfaf6;
  --white:#fff;
  --radius-sm:4px;
  --radius-md:8px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Manrope,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
.container{width:min(1160px,calc(100% - 40px));margin:auto}

.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-wrap{height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand img{width:176px}
.desktop-nav{display:flex;gap:28px;font-weight:700;color:#4d6377;font-size:14px}
.desktop-nav a{position:relative}
.desktop-nav a:after{content:"";position:absolute;left:0;right:100%;bottom:-8px;height:2px;background:var(--accent);transition:.2s ease}
.desktop-nav a:hover:after{right:0}

.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:var(--radius-sm);padding:14px 22px;font-weight:800;transition:.2s ease;border:1px solid transparent}
.btn:hover{transform:translateY(-1px)}
.btn-sm{padding:11px 17px;font-size:14px}
.btn-primary{background:var(--accent);color:var(--navy)}
.btn-primary:hover{background:#c89331}
.btn-ghost{border-color:#bcc9d2;color:var(--navy);background:transparent}
.btn-outline{border-color:#9eb0bc;color:var(--navy);background:#fff}
.btn-light{background:#fff;color:var(--navy)}
.full{width:100%}

.hero{position:relative;overflow:hidden;padding:112px 0 88px;background-color:var(--paper);background-image:linear-gradient(rgba(11,49,88,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(11,49,88,.035) 1px,transparent 1px);background-size:32px 32px}
.hero:before{content:"";position:absolute;inset:0 0 auto 0;height:5px;background:linear-gradient(90deg,var(--navy) 0 72%,var(--green) 72% 88%,var(--accent) 88%)}
.hero-grid{display:grid;grid-template-columns:1.16fr .84fr;gap:72px;align-items:center}
.hero-copy{position:relative;z-index:2}
.hero-label,.section-index{font-size:11px;letter-spacing:.16em;font-weight:800;color:var(--green);display:inline-block;margin-bottom:18px}
.hero h1,.section h2,.cta-card h2{font-family:"Instrument Serif",Georgia,serif;margin:0;color:var(--navy);font-weight:400;line-height:.98;letter-spacing:-.025em}
.hero h1{font-size:clamp(58px,7vw,94px);max-width:850px}
.hero h1 em{font-weight:400;color:var(--green)}
.hero-copy>p{font-size:18px;color:var(--muted);max-width:660px;margin:28px 0}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-points{display:flex;gap:22px;flex-wrap:wrap;margin-top:30px;font-size:12px;font-weight:800;color:#526574;text-transform:uppercase;letter-spacing:.04em}
.hero-points span:before{content:"/";color:var(--accent);margin-right:8px}
.hero-mark{position:relative;min-height:430px;display:flex;align-items:center;justify-content:center}
.hero-mark:before{content:"";position:absolute;inset:8% 8%;border:1px solid rgba(11,49,88,.13);transform:rotate(-4deg)}
.hero-mark svg{width:min(100%,390px);position:relative;z-index:1;transform:rotate(5deg)}
.hero-mark svg path:first-child{fill:var(--navy)}
.hero-mark svg path:last-child{fill:var(--green)}
.hero-mark span{position:absolute;right:2%;bottom:8%;z-index:2;font-family:"Instrument Serif",Georgia,serif;font-size:31px;line-height:.9;color:var(--navy);text-align:right;font-style:italic}

.trust-strip{background:var(--navy);color:#fff;border-top:1px solid rgba(255,255,255,.08)}
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}
.trust-grid>div{padding:27px 30px;border-right:1px solid rgba(255,255,255,.15)}
.trust-grid>div:last-child{border-right:0}
.trust-grid strong{display:block;font-size:14px;margin-bottom:4px;color:#fff}
.trust-grid span{font-size:11px;color:#9fb2c1;letter-spacing:.02em}

.section{padding:104px 0}
.section-head{max-width:830px;margin-bottom:48px}
.section h2{font-size:clamp(46px,5vw,68px)}
.section-head p,.conditions-copy p,.process-copy>p,.faq-intro p{color:var(--muted);font-size:17px;max-width:720px}
.section-index{color:var(--navy);margin-bottom:12px;border-top:2px solid var(--accent);padding-top:10px}
.section-index.light{color:#d6e1e8;border-top-color:var(--accent)}

.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.feature-card{padding:32px 28px 34px;background:#fff;border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:265px}
.feature-number{display:block;font-family:"Instrument Serif",Georgia,serif;font-size:38px;color:var(--accent);line-height:1;margin-bottom:34px}
.feature-card h3{color:var(--navy);margin:0 0 10px;font-size:19px}
.feature-card p{color:var(--muted);font-size:14px;margin:0}

.plans-section{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.plans-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:stretch}
.plan-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);overflow:hidden;position:relative}
.plan-card.featured{border:2px solid var(--green);box-shadow:0 18px 42px rgba(11,49,88,.10)}
.recommended{position:absolute;right:16px;top:16px;background:var(--accent);color:var(--navy);padding:6px 10px;border-radius:var(--radius-sm);font-size:9px;font-weight:900;z-index:2;letter-spacing:.08em}
.plan-top{padding:32px;color:#fff}
.plan-top.navy{background:var(--navy)}
.plan-top.green{background:var(--green)}
.plan-top>span{font-family:"Instrument Serif",Georgia,serif;font-size:27px;opacity:.75}
.plan-top h3{font-family:"Instrument Serif",Georgia,serif;font-weight:400;font-size:38px;line-height:1;margin:7px 0 7px}
.plan-top p{margin:0;opacity:.82}
.plan-body{padding:34px}
.price small{display:block;color:var(--muted);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.08em}
.price strong{font-family:"Instrument Serif",Georgia,serif;font-weight:400;font-size:52px;color:var(--navy);letter-spacing:-.02em}
.monthly{margin-top:3px;color:var(--green)}
.monthly strong{font-size:27px}
.monthly span{color:var(--muted);font-size:14px}
.plan-body ul{list-style:none;padding:0;margin:28px 0}
.plan-body li{padding:11px 0;border-bottom:1px solid #edf1f3;font-size:14px}
.plan-body li:before{content:"+";color:var(--accent);font-weight:900;margin-right:11px}
.deadline{background:#f1f3f4;border-radius:var(--radius-sm);padding:14px 16px;margin-bottom:18px;border-left:3px solid var(--navy)}
.green-deadline{background:#edf4f0;border-left-color:var(--green)}
.deadline b,.deadline span{display:block}
.deadline b{color:var(--navy);font-size:13px}
.deadline span{font-size:11px;color:var(--muted);margin-top:2px}
.plans-note{text-align:center;color:var(--muted);font-size:12px;margin-top:22px}

.process-grid,.conditions-grid,.faq-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:76px;align-items:start}
.process-copy,.faq-intro{position:sticky;top:116px}
.process-highlight{margin-top:30px;background:var(--navy);color:#fff;border-radius:var(--radius-md);padding:24px;border-left:4px solid var(--accent)}
.process-highlight strong,.process-highlight span{display:block}
.process-highlight span{color:#b8c8d4;font-size:12px;margin-top:5px}
.steps{border-top:1px solid var(--line)}
.step{display:grid;grid-template-columns:92px 1fr;gap:18px;padding:28px 0;border-bottom:1px solid var(--line);background:#fff}
.step>span{font-family:"Instrument Serif",Georgia,serif;font-size:48px;color:var(--accent);line-height:1}
.step h3{margin:0;color:var(--navy)}
.step p{margin:5px 0 0;color:var(--muted);font-size:13px}

.conditions-section{background:var(--paper);border-top:1px solid #ebe6d8;border-bottom:1px solid #ebe6d8}
.condition-list{background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);overflow:hidden}
.condition-list>div{display:grid;grid-template-columns:150px 1fr;gap:20px;padding:22px 24px;border-bottom:1px solid var(--line)}
.condition-list>div:last-child{border:0}
.condition-list b{color:var(--navy)}
.condition-list span{color:var(--muted);font-size:14px}

.faq-list{border-top:1px solid var(--line)}
.faq-list details{border-bottom:1px solid var(--line);padding:0;background:#fff}
.faq-list summary{padding:21px 0;cursor:pointer;color:var(--navy);font-weight:800;list-style:none}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary:after{content:"+";float:right;color:var(--accent);font-size:20px}
.faq-list details[open] summary:after{content:"−"}
.faq-list p{color:var(--muted);font-size:14px;margin:0 0 20px;max-width:760px}

.cta-section{padding:26px 0 104px}
.cta-card{background:var(--navy);border-radius:var(--radius-md);padding:58px;display:flex;align-items:center;justify-content:space-between;gap:38px;color:#fff;overflow:hidden;position:relative}
.cta-card h2{color:#fff;font-size:48px;max-width:700px;position:relative;z-index:2}
.cta-card p{color:#bdcbd6;position:relative;z-index:2}
.cta-actions{display:grid;gap:8px;position:relative;z-index:2;min-width:220px}
.contact-note{font-size:10px;color:#9eb3c3;text-align:center}
.cta-mark{position:absolute;width:290px;right:120px;top:-75px;opacity:.13;transform:rotate(8deg)}
.cta-mark path:first-child{fill:#fff}.cta-mark path:last-child{fill:var(--accent)}

footer{border-top:1px solid var(--line);padding:32px 0}
.footer-grid{display:flex;align-items:center;justify-content:space-between;gap:20px}
.footer-brand img{width:138px}
.footer-brand p,.footer-copy{font-size:11px;color:var(--muted);margin:4px 0}

.reveal{opacity:0;transform:translateY(14px);transition:.55s ease}
.reveal.visible{opacity:1;transform:none}
.delay-1{transition-delay:.06s}.delay-2{transition-delay:.12s}.delay-3{transition-delay:.18s}

@media(max-width:980px){
  .desktop-nav{display:none}
  .hero-grid,.process-grid,.conditions-grid,.faq-grid{grid-template-columns:1fr}
  .hero{padding-top:82px}
  .hero-mark{min-height:340px;margin-top:18px}
  .hero-mark svg{width:300px}
  .feature-grid{grid-template-columns:1fr 1fr}
  .process-copy,.faq-intro{position:static}
  .trust-grid{grid-template-columns:1fr}
  .trust-grid>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.14)}
  .trust-grid>div:last-child{border-bottom:0}
}

@media(max-width:720px){
  .container{width:min(100% - 28px,1160px)}
  .site-header .btn-sm{display:none}
  .nav-wrap{height:68px}.brand img{width:150px}
  .hero{padding:76px 0 62px;background-size:24px 24px}
  .hero h1{font-size:56px}
  .hero-copy>p{font-size:16px}
  .hero-actions .btn{width:100%}
  .hero-points{display:grid;gap:8px}
  .hero-mark{min-height:270px}
  .hero-mark svg{width:235px}
  .hero-mark span{font-size:24px;right:4%;bottom:5%}
  .feature-grid,.plans-grid{grid-template-columns:1fr}
  .section{padding:76px 0}
  .section h2{font-size:44px}
  .feature-card{min-height:0}
  .plan-body{padding:26px}
  .condition-list>div{grid-template-columns:1fr;gap:4px}
  .step{grid-template-columns:66px 1fr}
  .step>span{font-size:38px}
  .cta-card{padding:38px 28px;display:grid}
  .cta-card h2{font-size:40px}
  .cta-mark{width:230px;right:-20px;top:-25px}
  .footer-grid{display:grid}
}